From Locked Out to Limitless
The Key to Credit, Capital, and
Entrepreneurship.
Inside Unlocked Minds University, you’ll gain:
A proven roadmap to repair and rebuild your personal credit FAST
Step-by-step guidance to build a fundable credit profile for your business
Strategies to access $50,000 in 0% interest business funding
The blueprint to launch your million-dollar healthcare business, even if you’re starting with zero
Lifetime access to a supportive community that holds you accountable to LEVEL UP
This isn’t just education — it’s elevation.
Join the community that’s handing out keys, not gatekeeping the game.
Why Unlocked Minds University?
We’re not just another online community — we’re a movement.
Our mentors have walked the same path: from poor credit to business owners with real funding, real clients, and real receipts. Whether you're brand new or already grinding, we’ll guide you step-by-step to create a credit-powered business that actually lasts.
Leverage Credit Like the Wealthy Do
You don’t need investors. You don’t need loans.
You just need the right keys.
Get approved without tax returns
Use personal credit to secure 5-figure capital
Flip $50K into a cash-flowing healthcare business
Break Generational Cycles
This Is Bigger Than Just You
Never be denied again
Fund dreams your way
Flip $50K into a cash-flowing healthcare business
Learn the System
We teach you exactly how to repair personal credit, launch a credit repair business, and master funding strategies — no fluff, just the blueprint.
Leverage the Credit
Unlock personal and business credit to fuel your business. You’ll gain access to vendor lists, funding partners, and tools that work.
Scale the Vision
We guide you step-by-step to build and grow a million-dollar healthcare business using your new financial foundation and real-world strategies.
Inside Unlocked Minds University,
you’ll gain:
This short video introduces the Unlocked Minds University approach — a proven framework to help you repair and rebuild your credit, access $50K in 0% interest business funding, and build a healthcare business that transforms your life and legacy.
You’ll get the tools, the blueprint, and real support to finally move forward with confidence.
Credit is power — but most people are unknowingly giving that power away.
If you’re tired of being denied, overlooked, or stuck at square one, this community was built for you. We’ll help you turn your credit into cashflow and your ideas into income — step by step.
Meet the CEO!
Keyonta Whitlow, known to many as "Key" or "The Low Key Entrepreneur," is a resilient and driven individual whose life story is nothing short of remarkable. After surviving a near-fatal attack and being told he would likely remain in a vegetative state, Keyonta defied all odds and rebuilt his life with purpose and passion. His journey into credit and business began with repairing his own damaged credit, which later empowered him to scale his sneaker-flipping hustle into multiple successful businesses.
With a lifelong entrepreneurial mindset—dating back to selling his own belongings and flipping over 100 pairs of sneakers in high school—Keyonta discovered the transformative power of credit. Realizing that the credit system is designed to keep people in financial bondage, he made it his mission to educate others and help them unlock financial freedom.
Today, Keyonta is more than an entrepreneur; he’s a mentor and a voice for empowerment. He believes that mindset is key, and he continues to inspire a new generation to take control of their finances and build their dreams using the very system meant to hold them back.
Meet the President!
Kendrea Steward is a devoted wife, mother, and visionary entrepreneur committed to building a legacy rooted in love, financial empowerment, and community upliftment. As the wife of David Steward and proud mother of three, she embodies the values of faith, family, and resilience in all she does.
Kendrea is the Owner and CEO of multiple successful businesses, including Steward Publishing, KingdomKey Healthcare Agency, Transformation Excellence Consulting, Kingdom Cuts & Creations, and K Styles Beauty Academy & Collections. She also serves as President of Lo-Key Global Financial. Each of her ventures is more than a business—they are platforms for empowering individuals and families through financial literacy, entrepreneurship, and personal growth.
As the author of five impactful books, Kendrea uses her voice to inspire others to overcome obstacles, embrace their journey, and achieve financial independence. Her life and work stand as a testament to the power of faith, perseverance, and purpose.
Driven by a mission to help others break through limitations and create lasting success, Kendrea is transforming lives and fostering a thriving community where families can prosper together.
Frequently Asked Questions
Do I need good credit to join this program?
Nope! This program is designed to help you fix and build your credit from wherever you are. Whether you’re starting with a 500 score or already in the 700s, you’ll learn how to strengthen your profile and get funding.
What if I don’t have a business yet?
That’s perfectly fine. You’ll learn how to structure your LLC the right way, set up your business to look fundable, and then get the capital to launch — all from scratch.
Is this only for people starting healthcare agencies?
No, but we do specialize in helping you start and scale a home care or healthcare business if that’s your goal. The credit and funding strategies work for any business, but we go deeper for those interested in launching a million-dollar agency model.
How fast can I get results?
Most members start seeing credit improvements and funding results within 30–90 days, depending on their starting point and how fast they implement the steps. We’ve had members go from no approvals to $250,000 in funding in under 90 days.
Will I get support or help if I’m stuck?
Yes! You’ll have access to a community of like-minded entrepreneurs, as well as live trainings, Q&As, and resources to keep you moving forward. We’re building a real movement — not leaving you with generic videos and no support.
How much time do I need to dedicate to this?
We’ve designed this program for busy people. You can start seeing results with just a few hours per week. Everything is self-paced, but you’ll also have access to live sessions and updates to stay on track.
Is this legit?
100%. Unlocked Minds University is led by real entrepreneurs who’ve used these exact methods to build 800+ credit scores, secure six figures in funding, and build thriving businesses. This isn’t theory — it’s tested, proven, and built for real results.
Ready to Unlock What's Already Yours?
You’ve got the vision — now it’s time to get the keys.
Join Unlocked Minds University today and start building your credit, your business, and your legacy.
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